Assurant Health's short-term health insurance is offered to individuals who experience a gap in their health insurance coverage. Many short-term health insurance policyholders are between jobs, waiting for employer group coverage, laid off, on strike, recent college graduates, or seasonal employees.

Flexibility and choice. HPA's short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of catastrophic events; while maintaining flexible coverage options and deductible choices.